Indicadores Principales de Deterioro
Variación Neta de Cartera
-$310.5 K
311 mil pesos
Tasa de Deterioro
1.68%
CarteraDet / CarteraInicial · 3,206 créditos
Índice de Recuperación
0.13%
TotalCobrado / CarteraDeteriorada
% Créditos Mejorados
0.00%
1 créditos mejoraron de bucket
Montos del Período
Cartera Inicial
$12.90 MM
12.9 mil millones de pesos
Cartera Final
$12.90 MM
12.9 mil millones de pesos
Total Cobrado en Período
$286.8 K
287 mil pesos
Cartera Deteriorada
$216.88 M
216.9 millones de pesos
Matriz de Transición de Buckets Heatmap
Muestra cómo se movieron los créditos entre rangos de morosidad (buckets) durante el período.
Verde = mejora (el crédito se ponía al corriente),
Azul = sin cambio (permaneció en el mismo bucket),
Rojo = deterioro (el atraso aumentó).
Haz clic en una fila para filtrar el detalle por Banco. Los valores son CarteraFinal en MXN.
| Inicial \ Final | Current | 01-29 | 30-59 | 60-89 | 90-119 | 120-179 | 180-359 | 360+ |
|---|
| Current | – | $2.62 M | – | – | – | – | – | – |
| 01-29 | – | $990.4 K | $23.53 M | – | – | – | – | – |
| 30-59 | – | – | $26.05 M | $61.03 M | – | – | – | – |
| 60-89 | – | – | – | $19.48 M | $34.82 M | – | – | – |
| 90-119 | – | – | – | – | – | $32.68 M | – | – |
| 120-179 | – | – | – | – | – | $103.80 M | $30.26 M | – |
| 180-359 | $11.6 K | – | – | – | – | – | $592.49 M | $31.93 M |
| 360+ | – | – | – | – | – | – | – | $11.94 MM |
Valores = CarteraFinal MXN
Flujo de Cartera (Waterfall)
Desglose del movimiento desde la cartera inicial hasta la final: amortizaciones normales, cobros sobre deteriorada, mejorada y liquidaciones.
Gestión por Convenio Top 20 por Deterioro
Comparativo de créditos deteriorados (se atrasaron más),
mejorados (se pusieron al corriente) y
liquidados por convenio.
Los convenios con mayor número de deteriorados aparecen primero.
Haz clic en una barra para filtrar el detalle por Banco/Convenio abajo.
Detalle por Banco / Convenio
Vista cruzada de créditos y cartera por banco y convenio. Se actualiza según los filtros activos arriba. La barra de progreso muestra el % de cartera deteriorada: verde <10%, naranja 10-30%, rojo >30%.
Mostrando 376 registros
Movimiento Global del Período
Resumen de créditos y montos por tipo de movimiento: SE MANTUVO (sin cambio de bucket), DETERIORÓ, MEJORÓ y LIQUIDADO.
| Movimiento | Creditos | Clientes | Cartera Inicial | Cartera Final | Capital Cobrado Periodo | Total Cobrado Periodo |
|---|
| DETERIORÓ | $3.2 K | $2.4 K | $216.88 M | $216.88 M | 0 | 0 |
| LIQUIDADO | 3 | 3 | $13.9 K | 0 | $8.9 K | $13.9 K |
| MEJORÓ | 1 | 1 | $16.8 K | $11.6 K | $1.2 K | $5.3 K |
| SE MANTUVO | $206.3 K | $150.7 K | $12.68 MM | $12.68 MM | $121.3 K | $267.7 K |
Composición por Bucket Inicial
Distribución de la cartera al inicio del período según el rango de morosidad (bucket). Permite identificar la concentración de riesgo.
| Bucket Inicial | Creditos | Clientes | Cartera Inicial | Cartera Final | Total Cobrado Periodo | Porcentaje Recuperacion |
|---|
| Current | 68 | 54 | $2.62 M | $2.62 M | 0 | 0.00% |
| 01-29 | 469 | 375 | $24.52 M | $24.52 M | 0 | 0.00% |
| 30-59 | $1.3 K | $1.0 K | $87.08 M | $87.08 M | 0 | 0.00% |
| 60-89 | 882 | 685 | $54.30 M | $54.30 M | 0 | 0.00% |
| 90-119 | 477 | 389 | $32.68 M | $32.68 M | 0 | 0.00% |
| 120-179 | $1.8 K | $1.4 K | $134.06 M | $134.06 M | 0 | 0.00% |
| 180-359 | $7.5 K | $6.2 K | $624.49 M | $624.43 M | $64.5 K | 0.01% |
| 360+ | $197.0 K | $144.9 K | $11.94 MM | $11.94 MM | $222.3 K | 0.00% |
Cartera por Convenio — Detalle Completo
Tabla completa con créditos deteriorados, mejorados, liquidados, nuevos y sin cambio, así como montos de cartera por convenio.
| Convenio | Creditos | Creditos Deteriorados | Creditos Mejorados | Creditos Liquidados | Creditos Nuevos | Creditos Sin Cambio | Cartera Inicial | Cartera Final | Cartera Deteriorada | Porcentaje Cartera Deteriorada |
|---|
| CORPORATIVO DIRECCIÓN DIA 15 Y 30 | 13 | 8 | 0 | 0 | 0 | 5 | $2.63 M | $2.63 M | $1.66 M | 63.12% |
| CORPORATIVO GERENCIAL DIA 7 | 2 | 1 | 0 | 0 | 0 | 1 | $193.7 K | $193.7 K | $85.6 K | 44.17% |
| CORPORATIVO GERENCIAL DIA 15 Y 30 | 9 | 4 | 0 | 0 | 0 | 5 | $614.6 K | $614.6 K | $215.8 K | 35.11% |
| OPERATIVO GERENCIAL SUM DIA 15 Y 30 | 6 | 1 | 0 | 0 | 0 | 5 | $116.9 K | $116.9 K | $39.9 K | 34.12% |
| PEMEX JUBILADO | $11.7 K | $2.4 K | 1 | 0 | 0 | $9.3 K | $1.02 MM | $1.02 MM | $152.54 M | 14.91% |
| PEMEX TEMPORAL | 378 | 64 | 0 | 0 | 0 | 314 | $22.87 M | $22.87 M | $3.19 M | 13.94% |
| CFE JUBILADO | $2.9 K | 481 | 0 | 0 | 0 | $2.5 K | $327.10 M | $327.10 M | $43.96 M | 13.44% |
| ISSSPEA JUBILADO | 61 | 2 | 0 | 0 | 0 | 59 | $2.87 M | $2.87 M | $163.1 K | 5.69% |
| CORPORATIVO SUPERVISOR DIA 15 Y 30 | 21 | 1 | 0 | 0 | 0 | 20 | $681.4 K | $681.4 K | $21.7 K | 3.19% |
| LUZ Y FUERZA | 158 | 1 | 0 | 0 | 0 | 157 | $18.14 M | $18.06 M | $308.1 K | 1.71% |
| GOBIERNO ESTADO DE COLIMA JUBILADO | 241 | 1 | 0 | 0 | 0 | 240 | $13.36 M | $13.36 M | $93.2 K | 0.70% |
| ISSSTE AFORE | $1.9 K | 4 | 0 | 0 | 0 | $1.9 K | $94.47 M | $94.47 M | $462.2 K | 0.49% |
| IMSS JUBILADO | $4.8 K | 8 | 0 | 0 | 0 | $4.7 K | $242.91 M | $242.91 M | $594.2 K | 0.24% |
| IMSS PENSIONADO | $73.8 K | 131 | 0 | 0 | 0 | $73.7 K | $3.16 MM | $3.16 MM | $6.57 M | 0.21% |
| ISSSTECALI JUBILADO | 777 | 4 | 0 | 0 | 0 | 773 | $114.97 M | $114.97 M | $208.3 K | 0.18% |
| IMSS AFORE | $10.7 K | 16 | 0 | 0 | 0 | $10.7 K | $275.99 M | $275.99 M | $401.3 K | 0.15% |
| ISSSTE PENSIONADO | $19.3 K | 18 | 0 | 0 | 0 | $19.2 K | $1.45 MM | $1.45 MM | $1.53 M | 0.11% |
| DIPETRE | 509 | 1 | 0 | 0 | 0 | 508 | $24.22 M | $24.22 M | $26.9 K | 0.11% |
| GOBIERNO DEL ESTADO JUBILADO | $2.2 K | 3 | 0 | 0 | 0 | $2.2 K | $153.26 M | $153.26 M | $166.5 K | 0.11% |
| ISSEMYN PENSIONADOS | $3.0 K | 2 | 0 | 1 | 0 | $3.0 K | $195.94 M | $195.92 M | $195.6 K | 0.10% |
| IPES Pensionados | 440 | 1 | 0 | 0 | 0 | 439 | $31.51 M | $31.51 M | $29.9 K | 0.09% |
| ISSSTE JUBILADO | $40.8 K | 35 | 0 | 1 | 0 | $40.7 K | $3.09 MM | $3.09 MM | $2.93 M | 0.09% |
| ISEM BASE | $1.7 K | 2 | 0 | 1 | 0 | $1.7 K | $93.03 M | $93.01 M | $67.1 K | 0.07% |
| IMSS JUBILADO EXTRABAJADOR | $21.5 K | 14 | 0 | 0 | 0 | $21.5 K | $1.81 MM | $1.81 MM | $1.31 M | 0.07% |
| ISSET JUBILADO | $1.7 K | 1 | 0 | 0 | 0 | $1.7 K | $111.72 M | $111.72 M | $58.8 K | 0.05% |
| ISEM | $2.2 K | 2 | 0 | 0 | 0 | $2.2 K | $112.49 M | $112.49 M | $49.6 K | 0.04% |
| IPSSET PENSIONADO | 175 | 0 | 0 | 0 | 0 | 175 | $8.01 M | $8.01 M | 0 | 0.00% |
| ISSSTELEON ACTIVO | 2 | 0 | 0 | 0 | 0 | 2 | $60.9 K | $60.9 K | 0 | 0.00% |
| ISSSTEY JUBILADO | 705 | 0 | 0 | 0 | 0 | 705 | $35.45 M | $35.45 M | 0 | 0.00% |
| BUAP | 15 | 0 | 0 | 0 | 0 | 15 | $595.0 K | $595.0 K | 0 | 0.00% |
| PRESTAMO PIN PF COMERCIAL | 7 | 0 | 0 | 0 | 0 | 7 | $214.1 K | $214.1 K | 0 | 0.00% |
| CAPDAM | 2 | 0 | 0 | 0 | 0 | 2 | $42.2 K | $42.2 K | 0 | 0.00% |
| ISSSTECAM | 52 | 0 | 0 | 0 | 0 | 52 | $2.41 M | $2.41 M | 0 | 0.00% |
| OPERATIVO COORDINADOR DIA 15 Y 30 | 4 | 0 | 0 | 0 | 0 | 4 | $42.0 K | $42.0 K | 0 | 0.00% |
| PRESTAMO PIN SUM CORPORATIVO | 1 | 0 | 0 | 0 | 0 | 1 | $6.5 K | $6.5 K | 0 | 0.00% |
| ISSTESON JUBILADO | 617 | 0 | 0 | 0 | 0 | 617 | $41.52 M | $41.52 M | 0 | 0.00% |
| TELNOR JUBILADO | 28 | 0 | 0 | 0 | 0 | 28 | $3.78 M | $3.78 M | 0 | 0.00% |
| ISSSTEY PENSIONADO ESTATAL | 3 | 0 | 0 | 0 | 0 | 3 | $330.9 K | $330.9 K | 0 | 0.00% |
| ISEM BIENESTAR | 382 | 0 | 0 | 0 | 0 | 382 | $31.47 M | $31.43 M | 0 | 0.00% |
| JUB PENSIONADOS MANZANILLO | 9 | 0 | 0 | 0 | 0 | 9 | $414.2 K | $414.2 K | 0 | 0.00% |
| ISSSTELEON PENSIONADO | 17 | 0 | 0 | 0 | 0 | 17 | $989.2 K | $989.2 K | 0 | 0.00% |
| SEP Activo | 9 | 0 | 0 | 0 | 0 | 9 | $147.4 K | $147.4 K | 0 | 0.00% |
| GOBIERNO DEL ESTADO QUERETARO JUBILADOS | 95 | 0 | 0 | 0 | 0 | 95 | $14.70 M | $14.70 M | 0 | 0.00% |
| ISSEMYN JUBILADOS | 172 | 0 | 0 | 0 | 0 | 172 | $13.53 M | $13.53 M | 0 | 0.00% |
| OPERATIVO COORDINADOR DIA 7 | 8 | 0 | 0 | 0 | 0 | 8 | $69.0 K | $69.0 K | 0 | 0.00% |
| CORPORATIVO GENERAL DIA 30 | 2 | 0 | 0 | 0 | 0 | 2 | $17.5 K | $17.5 K | 0 | 0.00% |
| ISSSTEY PENSIONADO | 25 | 0 | 0 | 0 | 0 | 25 | $1.10 M | $1.10 M | 0 | 0.00% |
| USA JUBILADO | 14 | 0 | 0 | 0 | 0 | 14 | $878.0 K | $878.0 K | 0 | 0.00% |
| Convenio TEMPORAL | 1 | 0 | 0 | 0 | 0 | 1 | $364.8 K | $364.8 K | 0 | 0.00% |
| CORPORATIVO GENERAL DIA 15 Y 30 | 57 | 0 | 0 | 0 | 0 | 57 | $910.4 K | $910.4 K | 0 | 0.00% |
| OPERATIVO DIRECCIÓN REGIONAL DIA 7 | 1 | 0 | 0 | 0 | 0 | 1 | $61.5 K | $61.5 K | 0 | 0.00% |
| GOBIERNO DE LA CIUDAD DE MEXICO | 19 | 0 | 0 | 0 | 0 | 19 | $174.2 K | $174.2 K | 0 | 0.00% |
| UAS | 176 | 0 | 0 | 0 | 0 | 176 | $12.20 M | $12.20 M | 0 | 0.00% |
| ISSSFAM PENSIONADO | 3 | 0 | 0 | 0 | 0 | 3 | $21.8 K | $21.8 K | 0 | 0.00% |
| ISSSPEG PENSIONADO | 101 | 0 | 0 | 0 | 0 | 101 | $4.28 M | $4.28 M | 0 | 0.00% |
| SECCION 50 ACTIVO | 1 | 0 | 0 | 0 | 0 | 1 | $25.2 K | $25.2 K | 0 | 0.00% |
| OPERATIVO GENERAL DIA 15 Y 30 | 22 | 0 | 0 | 0 | 0 | 22 | $169.1 K | $169.1 K | 0 | 0.00% |
| GOBIERNO DE SINALOA JYP | 130 | 0 | 0 | 0 | 0 | 130 | $5.94 M | $5.94 M | 0 | 0.00% |
| IMSS ACTIVO | 13 | 0 | 0 | 0 | 0 | 13 | $209.2 K | $209.2 K | 0 | 0.00% |
| ISSTESON PENSIONADO | 363 | 0 | 0 | 0 | 0 | 363 | $19.22 M | $19.22 M | 0 | 0.00% |
| ISSSTEZAC | 260 | 0 | 0 | 0 | 0 | 260 | $18.23 M | $18.23 M | 0 | 0.00% |
| ISSET ACTVO | 1 | 0 | 0 | 0 | 0 | 1 | $109.9 K | $109.9 K | 0 | 0.00% |
| IPSSET JUBILADO | 555 | 0 | 0 | 0 | 0 | 555 | $29.76 M | $29.76 M | 0 | 0.00% |
| ISSEG | 56 | 0 | 0 | 0 | 0 | 56 | $3.20 M | $3.20 M | 0 | 0.00% |
| ISSSTEY JUBILADO ESTATAL | 14 | 0 | 0 | 0 | 0 | 14 | $845.4 K | $845.4 K | 0 | 0.00% |
| ISSSTEP PENSIONADO | 433 | 0 | 0 | 0 | 0 | 433 | $25.82 M | $25.82 M | 0 | 0.00% |
| CORPORATIVO GENERAL DIA 7 | 2 | 0 | 0 | 0 | 0 | 2 | $39.5 K | $39.5 K | 0 | 0.00% |
| PRESTAMO PIN PF CORPORATIVO | 6 | 0 | 0 | 0 | 0 | 6 | $72.1 K | $72.1 K | 0 | 0.00% |
| PENSIONADOS Y JUBILADOS U de G | 47 | 0 | 0 | 0 | 0 | 47 | $2.60 M | $2.60 M | 0 | 0.00% |
| ISSET PENSIONADO | 902 | 0 | 0 | 0 | 0 | 902 | $42.19 M | $42.19 M | 0 | 0.00% |
| UNAM Activo | 1 | 0 | 0 | 0 | 0 | 1 | $7.2 K | $7.2 K | 0 | 0.00% |
| METRO CIUDAD DE MEXICO | 21 | 0 | 0 | 0 | 0 | 21 | $779.3 K | $779.3 K | 0 | 0.00% |
| ISSSTECALI PENSIONADO | 161 | 0 | 0 | 0 | 0 | 161 | $16.47 M | $16.47 M | 0 | 0.00% |
| ISSSTEZAC DIA 30 | 26 | 0 | 0 | 0 | 0 | 26 | $1.76 M | $1.76 M | 0 | 0.00% |
| ISSSPEG JUBILADO | 151 | 0 | 0 | 0 | 0 | 151 | $7.79 M | $7.79 M | 0 | 0.00% |
| OPERATIVO SUBDIRECTOR DIA 7 | 21 | 0 | 0 | 0 | 0 | 21 | $1.28 M | $1.28 M | 0 | 0.00% |
| ISSSPEA PENSIONADO | 198 | 0 | 0 | 0 | 0 | 198 | $5.83 M | $5.83 M | 0 | 0.00% |
| CFE ACTIVO | 1 | 0 | 0 | 0 | 0 | 1 | $91.7 K | $91.7 K | 0 | 0.00% |
| ISSSFAM JUBILADO | 8 | 0 | 0 | 0 | 0 | 8 | $272.8 K | $272.8 K | 0 | 0.00% |
| JUBILADO ISSSTECH | $1.4 K | 0 | 0 | 0 | 0 | $1.4 K | $116.60 M | $116.60 M | 0 | 0.00% |
| ISSSTESIN | 564 | 0 | 0 | 0 | 0 | 564 | $24.64 M | $24.63 M | 0 | 0.00% |
| ISSSTE ACTIVO | 21 | 0 | 0 | 0 | 0 | 21 | $696.3 K | $696.3 K | 0 | 0.00% |
| FFCC NACIONALES JUBILADO | 1 | 0 | 0 | 0 | 0 | 1 | $29.4 K | $29.4 K | 0 | 0.00% |
| ISSSTELEON JUBILADO | 483 | 0 | 0 | 0 | 0 | 483 | $26.53 M | $26.49 M | 0 | 0.00% |
| IPE PENSIONADO | 127 | 0 | 0 | 0 | 0 | 127 | $6.48 M | $6.48 M | 0 | 0.00% |
| ISSFAM | 1 | 0 | 0 | 0 | 0 | 1 | $47.8 K | $47.8 K | 0 | 0.00% |
| OPERATIVO PROMOTOR DIA 30 | 92 | 0 | 0 | 0 | 0 | 92 | $1.35 M | $1.35 M | 0 | 0.00% |